Call reports 2008
NATIONAL BANK OF ST. ANNE — 2008
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,432,000 | 41,228,000 | 44,105,000 | 46,710,000 |
| Total loans | 17,749,000 | 20,023,000 | 21,601,000 | 26,689,000 |
| Allowance for loan losses | 211,000 | 211,000 | 210,000 | 210,000 |
| Securities available for sale | 4,844,000 | 3,525,000 | 2,544,000 | 2,578,000 |
| Securities held to maturity | 1,256,000 | 1,253,000 | 1,249,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,719,000 | 29,545,000 | 35,851,000 | 38,409,000 |
| Interest-bearing deposits | 23,479,000 | 24,014,000 | 30,088,000 | 32,405,000 |
| Noninterest-bearing deposits | 5,240,000 | 5,531,000 | 5,763,000 | 6,004,000 |
| Equity capital | 6,081,000 | 6,052,000 | 6,053,000 | 6,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,082,000 | 1,623,000 | 2,188,000 |
| Interest expense | 214,000 | 417,000 | 609,000 | 816,000 |
| Net interest income | 325,000 | 665,000 | 1,014,000 | 1,372,000 |
| Noninterest income | 27,000 | 43,000 | 59,000 | 73,000 |
| Noninterest expense | 253,000 | 519,000 | 792,000 | 1,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 199,000 | 291,000 | 390,000 |
| Income tax | 23,000 | 52,000 | 81,000 | 113,000 |
| Net income | 86,000 | 147,000 | 210,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 3,194,000 | 3,208,000 | 3,302,000 |
| Total capital | 3,361,000 | 3,405,000 | 3,418,000 | 3,512,000 |
| Risk-weighted assets | 24,369,000 | 26,092,000 | 27,725,000 | 30,981,000 |