Call reports 2007
NATIONAL BANK OF ST. ANNE — 2007
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,333,000 | 32,482,000 | 36,144,000 | 39,400,000 |
| Total loans | 10,390,000 | 12,223,000 | 12,908,000 | 16,590,000 |
| Allowance for loan losses | 208,000 | 207,000 | 209,000 | 209,000 |
| Securities available for sale | 9,322,000 | 9,022,000 | 8,641,000 | 7,706,000 |
| Securities held to maturity | 1,869,000 | 1,548,000 | 1,536,000 | 1,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,823,000 | 21,602,000 | 24,242,000 | 27,165,000 |
| Interest-bearing deposits | 16,207,000 | 17,518,000 | 19,595,000 | 19,881,000 |
| Noninterest-bearing deposits | 4,616,000 | 4,084,000 | 4,647,000 | 7,284,000 |
| Equity capital | 3,222,000 | 5,872,000 | 6,013,000 | 5,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 0 | 478,000 | 1,000,000 |
| Interest expense | 162,000 | 0 | 195,000 | 404,000 |
| Net interest income | 228,000 | 0 | 283,000 | 596,000 |
| Noninterest income | 28,000 | 0 | 27,000 | 61,000 |
| Noninterest expense | 187,000 | 0 | 222,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 0 | 88,000 | 190,000 |
| Income tax | 12,000 | 0 | 25,000 | 36,000 |
| Net income | 57,000 | 0 | 63,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,306,000 | 2,923,000 | 3,013,000 | 3,038,000 |
| Total capital | 3,480,000 | 3,130,000 | 3,222,000 | 3,247,000 |
| Risk-weighted assets | 13,893,000 | 19,681,000 | 20,058,000 | 22,416,000 |