Call reports 2025
AMERICAN BANK OF FREEDOM — 2025
What AMERICAN BANK OF FREEDOM reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 941,567,000 | 943,462,000 | 970,247,000 | 973,766,000 |
| Total loans | 771,436,000 | 770,505,000 | 765,916,000 | 740,391,000 |
| Allowance for loan losses | 13,952,000 | 12,933,000 | 7,247,000 | 8,831,000 |
| Securities available for sale | 75,949,000 | 75,507,000 | 74,324,000 | 72,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,243,000 | 706,961,000 | 735,862,000 | 740,310,000 |
| Interest-bearing deposits | 648,249,000 | 649,911,000 | 676,816,000 | 680,997,000 |
| Noninterest-bearing deposits | 59,994,000 | 57,050,000 | 59,046,000 | 59,313,000 |
| Equity capital | 90,615,000 | 91,999,000 | 94,167,000 | 94,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,117,000 | 28,632,000 | 43,562,000 | 57,993,000 |
| Interest expense | 7,621,000 | 15,239,000 | 22,875,000 | 30,355,000 |
| Net interest income | 6,496,000 | 13,393,000 | 20,687,000 | 27,638,000 |
| Noninterest income | 341,000 | 587,000 | 928,000 | 1,504,000 |
| Noninterest expense | 5,131,000 | 10,649,000 | 16,092,000 | 21,248,000 |
| Provision for loan losses | 0 | 127,000 | 587,000 | 2,811,000 |
| Pretax income | 1,736,000 | 3,261,000 | 4,986,000 | 5,118,000 |
| Income tax | 406,000 | 743,000 | 1,099,000 | 1,115,000 |
| Net income | 1,330,000 | 2,518,000 | 3,887,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,151,000 | 92,375,000 | 93,781,000 | 93,934,000 |
| Total capital | 100,810,000 | 101,976,000 | 101,028,000 | 102,764,000 |
| Risk-weighted assets | 768,315,000 | 764,598,000 | 760,796,000 | 736,632,000 |