Call reports 2005
AMERICAN BANK OF FREEDOM — 2005
What AMERICAN BANK OF FREEDOM reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,690,000 | 36,461,000 | 36,831,000 | 39,856,000 |
| Total loans | 27,586,000 | 27,731,000 | 28,265,000 | 30,233,000 |
| Allowance for loan losses | 447,000 | 495,000 | 496,000 | 485,000 |
| Securities available for sale | 1,889,000 | 1,798,000 | 1,597,000 | 1,590,000 |
| Securities held to maturity | 212,000 | 212,000 | 542,000 | 542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,956,000 | 31,932,000 | 32,234,000 | 33,686,000 |
| Interest-bearing deposits | 30,496,000 | 28,629,000 | 29,171,000 | 29,967,000 |
| Noninterest-bearing deposits | 3,460,000 | 3,303,000 | 3,064,000 | 3,718,000 |
| Equity capital | 4,634,000 | 4,408,000 | 4,460,000 | 4,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,105,000 | 1,688,000 | 2,299,000 |
| Interest expense | 152,000 | 307,000 | 471,000 | 650,000 |
| Net interest income | 415,000 | 798,000 | 1,217,000 | 1,649,000 |
| Noninterest income | 42,000 | 74,000 | 104,000 | 155,000 |
| Noninterest expense | 347,000 | 708,000 | 1,070,000 | 1,449,000 |
| Provision for loan losses | 36,000 | 84,000 | 96,000 | 96,000 |
| Pretax income | 74,000 | 80,000 | 155,000 | 259,000 |
| Income tax | 23,000 | 27,000 | 53,000 | 87,000 |
| Net income | 51,000 | 53,000 | 102,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,876,000 | 3,645,000 | 3,698,000 | 3,764,000 |
| Total capital | 4,212,000 | 3,994,000 | 4,053,000 | 4,152,000 |
| Risk-weighted assets | 26,796,000 | 27,755,000 | 28,416,000 | 30,957,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN BANK OF FREEDOM — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.