Call reports 2003
AMERICAN BANK OF FREEDOM — 2003
What AMERICAN BANK OF FREEDOM reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,128,000 | 26,128,000 | 27,655,000 | 30,088,000 |
| Total loans | 19,231,000 | 20,542,000 | 22,821,000 | 24,928,000 |
| Allowance for loan losses | 302,000 | 322,000 | 340,000 | 358,000 |
| Securities available for sale | 2,240,000 | 2,151,000 | 1,427,000 | 1,418,000 |
| Securities held to maturity | 447,000 | 447,000 | 447,000 | 402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,632,000 | 23,620,000 | 23,366,000 | 22,500,000 |
| Interest-bearing deposits | 22,543,000 | 21,526,000 | 21,333,000 | 20,098,000 |
| Noninterest-bearing deposits | 2,089,000 | 2,094,000 | 2,033,000 | 2,402,000 |
| Equity capital | 2,404,000 | 2,374,000 | 2,433,000 | 2,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 863,000 | 1,319,000 | 1,807,000 |
| Interest expense | 135,000 | 267,000 | 387,000 | 511,000 |
| Net interest income | 287,000 | 596,000 | 932,000 | 1,296,000 |
| Noninterest income | -31,000 | -11,000 | 11,000 | 60,000 |
| Noninterest expense | 195,000 | 417,000 | 666,000 | 916,000 |
| Provision for loan losses | 26,000 | 44,000 | 62,000 | 80,000 |
| Pretax income | 35,000 | 124,000 | 215,000 | 360,000 |
| Income tax | 11,000 | 40,000 | 60,000 | 124,000 |
| Net income | 24,000 | 84,000 | 155,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,881,000 | 1,853,000 | 1,923,000 | 2,005,000 |
| Total capital | 2,105,000 | 2,091,000 | 2,183,000 | 2,281,000 |
| Risk-weighted assets | 17,806,000 | 18,966,000 | 20,759,000 | 22,011,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN BANK OF FREEDOM — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.