Call reports 2026
BANK OF HOUSTON, THE — 2026
What BANK OF HOUSTON, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 64,483,000 | 67,358,000 |
| Total loans | 53,427,000 | 54,823,000 |
| Allowance for loan losses | 1,830,000 | 1,845,000 |
| Securities available for sale | 5,357,000 | 5,147,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,333,000 | 51,155,000 |
| Interest-bearing deposits | 42,285,000 | 42,313,000 |
| Noninterest-bearing deposits | 8,048,000 | 8,842,000 |
| Equity capital | 9,434,000 | 9,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,144,000 | 2,334,000 |
| Interest expense | 299,000 | 609,000 |
| Net interest income | 845,000 | 1,725,000 |
| Noninterest income | 590,000 | 742,000 |
| Noninterest expense | 1,031,000 | 1,963,000 |
| Provision for loan losses | 26,000 | 41,000 |
| Pretax income | 378,000 | 463,000 |
| Income tax | 95,000 | 115,000 |
| Net income | 283,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,231,000 | 9,309,000 |