Call reports 2025
BANK OF HOUSTON, THE — 2025
What BANK OF HOUSTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 64,367,000 | 64,185,000 | 66,156,000 | 63,363,000 |
| Total loans | 49,307,000 | 51,798,000 | 49,620,000 | 51,631,000 |
| Allowance for loan losses | 1,978,000 | 2,053,000 | 1,792,000 | 1,804,000 |
| Securities available for sale | 5,303,000 | 5,775,000 | 5,692,000 | 5,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,081,000 | 47,866,000 | 49,421,000 | 49,670,000 |
| Interest-bearing deposits | 40,595,000 | 39,551,000 | 41,783,000 | 41,573,000 |
| Noninterest-bearing deposits | 8,486,000 | 8,315,000 | 7,638,000 | 8,097,000 |
| Equity capital | 8,768,000 | 8,814,000 | 9,053,000 | 9,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,345,000 | 3,496,000 | 4,639,000 |
| Interest expense | 323,000 | 649,000 | 989,000 | 1,300,000 |
| Net interest income | 878,000 | 1,696,000 | 2,507,000 | 3,339,000 |
| Noninterest income | 327,000 | 464,000 | 730,000 | 990,000 |
| Noninterest expense | 937,000 | 1,789,000 | 2,661,000 | 3,572,000 |
| Provision for loan losses | 90,000 | 165,000 | 155,000 | 244,000 |
| Pretax income | 178,000 | 211,000 | 431,000 | 510,000 |
| Income tax | 45,000 | 52,000 | 105,000 | 122,000 |
| Net income | 133,000 | 159,000 | 326,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,643,000 | 8,681,000 | 8,861,000 | 8,936,000 |