Call reports 2024
BANK OF HOUSTON, THE — 2024
What BANK OF HOUSTON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 64,727,000 | 66,640,000 | 68,693,000 | 67,567,000 |
| Total loans | 50,213,000 | 51,597,000 | 53,264,000 | 51,666,000 |
| Allowance for loan losses | 1,699,000 | 1,774,000 | 1,756,000 | 1,893,000 |
| Securities available for sale | 3,943,000 | 3,626,000 | 4,628,000 | 6,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,093,000 | 47,572,000 | 49,436,000 | 48,208,000 |
| Interest-bearing deposits | 38,064,000 | 39,524,000 | 41,067,000 | 39,580,000 |
| Noninterest-bearing deposits | 8,029,000 | 8,048,000 | 8,369,000 | 8,628,000 |
| Equity capital | 7,977,000 | 8,256,000 | 8,474,000 | 8,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,432,000 | 3,728,000 | 4,980,000 |
| Interest expense | 350,000 | 740,000 | 1,156,000 | 1,555,000 |
| Net interest income | 835,000 | 1,692,000 | 2,572,000 | 3,425,000 |
| Noninterest income | 262,000 | 812,000 | 1,108,000 | 1,563,000 |
| Noninterest expense | 960,000 | 1,945,000 | 2,883,000 | 3,798,000 |
| Provision for loan losses | 80,000 | 155,000 | 230,000 | 367,000 |
| Pretax income | 68,000 | 413,000 | 576,000 | 832,000 |
| Income tax | 17,000 | 102,000 | 142,000 | 194,000 |
| Net income | 51,000 | 311,000 | 434,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,871,000 | 8,144,000 | 8,280,000 | 8,496,000 |