Call reports 2023
BANK OF HOUSTON, THE — 2023
What BANK OF HOUSTON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 51,874,000 | 55,919,000 | 55,434,000 | 60,320,000 |
| Total loans | 42,876,000 | 46,500,000 | 47,482,000 | 49,912,000 |
| Allowance for loan losses | 1,498,000 | 1,561,000 | 1,647,000 | 1,749,000 |
| Securities available for sale | 4,765,000 | 4,414,000 | 4,171,000 | 4,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,918,000 | 42,154,000 | 41,392,000 | 41,659,000 |
| Interest-bearing deposits | 33,975,000 | 33,332,000 | 33,431,000 | 33,823,000 |
| Noninterest-bearing deposits | 8,943,000 | 8,822,000 | 7,961,000 | 7,836,000 |
| Equity capital | 7,539,000 | 7,669,000 | 7,688,000 | 7,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,915,000 | 2,985,000 | 4,117,000 |
| Interest expense | 121,000 | 295,000 | 529,000 | 833,000 |
| Net interest income | 787,000 | 1,620,000 | 2,456,000 | 3,284,000 |
| Noninterest income | 259,000 | 608,000 | 942,000 | 1,232,000 |
| Noninterest expense | 866,000 | 1,781,000 | 2,698,000 | 3,575,000 |
| Provision for loan losses | 75,000 | 138,000 | 224,000 | 326,000 |
| Pretax income | 105,000 | 277,000 | 438,000 | 577,000 |
| Income tax | 26,000 | 69,000 | 107,000 | 139,000 |
| Net income | 79,000 | 208,000 | 331,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,411,000 | 7,553,000 | 7,688,000 | 7,808,000 |