Call reports 2022
BANK OF HOUSTON, THE — 2022
What BANK OF HOUSTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,764,000 | 51,427,000 | 51,452,000 | 52,684,000 |
| Total loans | 35,882,000 | 35,411,000 | 38,548,000 | 43,840,000 |
| Allowance for loan losses | 973,000 | 1,123,000 | 1,273,000 | 1,423,000 |
| Securities available for sale | 4,652,000 | 4,240,000 | 4,840,000 | 4,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,469,000 | 43,676,000 | 43,768,000 | 41,951,000 |
| Interest-bearing deposits | 35,080,000 | 33,899,000 | 34,572,000 | 33,812,000 |
| Noninterest-bearing deposits | 9,389,000 | 9,777,000 | 9,196,000 | 8,139,000 |
| Equity capital | 6,986,000 | 7,368,000 | 7,258,000 | 7,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,204,000 | 1,875,000 | 2,690,000 |
| Interest expense | 27,000 | 60,000 | 98,000 | 161,000 |
| Net interest income | 556,000 | 1,144,000 | 1,777,000 | 2,529,000 |
| Noninterest income | 539,000 | 1,111,000 | 1,508,000 | 1,706,000 |
| Noninterest expense | 743,000 | 1,548,000 | 2,336,000 | 3,063,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 202,000 | 407,000 | 499,000 | 572,000 |
| Income tax | 55,000 | 110,000 | 135,000 | 137,000 |
| Net income | 147,000 | 297,000 | 364,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,510,000 | 7,156,000 | 7,236,000 | 7,319,000 |