Call reports 2021
BANK OF HOUSTON, THE — 2021
What BANK OF HOUSTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 56,238,000 | 55,821,000 | 50,902,000 | 51,276,000 |
| Total loans | 43,135,000 | 41,852,000 | 36,481,000 | 36,008,000 |
| Allowance for loan losses | 375,000 | 600,000 | 718,000 | 823,000 |
| Securities available for sale | 2,252,000 | 4,769,000 | 5,543,000 | 5,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,287,000 | 43,230,000 | 42,228,000 | 43,278,000 |
| Interest-bearing deposits | 32,358,000 | 32,670,000 | 33,391,000 | 34,523,000 |
| Noninterest-bearing deposits | 10,929,000 | 10,560,000 | 8,837,000 | 8,755,000 |
| Equity capital | 5,974,000 | 6,602,000 | 6,959,000 | 7,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,421,000 | 2,276,000 | 2,856,000 |
| Interest expense | 40,000 | 79,000 | 117,000 | 154,000 |
| Net interest income | 579,000 | 1,342,000 | 2,159,000 | 2,702,000 |
| Noninterest income | 352,000 | 1,386,000 | 1,826,000 | 2,303,000 |
| Noninterest expense | 720,000 | 1,415,000 | 2,051,000 | 2,769,000 |
| Provision for loan losses | 75,000 | 300,000 | 418,000 | 523,000 |
| Pretax income | 136,000 | 1,013,000 | 1,516,000 | 1,713,000 |
| Income tax | 33,000 | 275,000 | 413,000 | 420,000 |
| Net income | 103,000 | 738,000 | 1,103,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,028,000 | 5,770,000 | 6,147,000 | 6,350,000 |