Call reports 2020
BANK OF HOUSTON, THE — 2020
What BANK OF HOUSTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,340,000 | 44,657,000 | 45,015,000 | 47,927,000 |
| Total loans | 14,670,000 | 32,884,000 | 37,046,000 | 35,590,000 |
| Allowance for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Securities available for sale | 2,904,000 | 2,075,000 | 1,535,000 | 1,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,144,000 | 34,529,000 | 34,613,000 | 39,100,000 |
| Interest-bearing deposits | 21,741,000 | 25,434,000 | 25,026,000 | 30,256,000 |
| Noninterest-bearing deposits | 6,403,000 | 9,095,000 | 9,587,000 | 8,844,000 |
| Equity capital | 4,109,000 | 4,149,000 | 4,430,000 | 5,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 653,000 | 1,047,000 | 1,681,000 |
| Interest expense | 19,000 | 49,000 | 86,000 | 120,000 |
| Net interest income | 281,000 | 604,000 | 961,000 | 1,561,000 |
| Noninterest income | 16,000 | 185,000 | 397,000 | 703,000 |
| Noninterest expense | 525,000 | 1,075,000 | 1,645,000 | 2,279,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | -237,000 | -370,000 | -446,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -237,000 | -370,000 | -446,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,316,000 | 3,345,000 | 3,445,000 | 4,213,000 |
| Total capital | 3,391,000 | 3,495,000 | 3,670,000 | — |
| Risk-weighted assets | 18,530,000 | 19,651,000 | 23,825,000 | — |