Call reports 2019
BANK OF HOUSTON, THE — 2019
What BANK OF HOUSTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,593,000 | 30,615,000 | 31,425,000 | 31,308,000 |
| Total loans | 13,020,000 | 11,546,000 | 10,831,000 | 12,495,000 |
| Allowance for loan losses | 467,000 | 467,000 | 0 | 0 |
| Securities available for sale | 6,574,000 | 6,286,000 | 8,671,000 | 11,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,373,000 | 28,434,000 | 27,501,000 | 27,300,000 |
| Interest-bearing deposits | 23,037,000 | 23,074,000 | 22,493,000 | 21,910,000 |
| Noninterest-bearing deposits | 5,336,000 | 5,360,000 | 5,008,000 | 5,390,000 |
| Equity capital | 2,170,000 | 2,121,000 | 3,876,000 | 3,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 520,000 | 231,000 | 501,000 |
| Interest expense | 5,000 | 11,000 | 6,000 | 17,000 |
| Net interest income | 260,000 | 509,000 | 225,000 | 484,000 |
| Noninterest income | 44,000 | 115,000 | 14,000 | 104,000 |
| Noninterest expense | 369,000 | 790,000 | 563,000 | 815,000 |
| Provision for loan losses | 0 | 0 | -244,000 | 0 |
| Pretax income | -65,000 | -166,000 | -80,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -166,000 | -80,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,285,000 | 2,183,000 | 3,040,000 | 3,073,000 |
| Total capital | 2,510,000 | 2,388,000 | 3,040,000 | 3,073,000 |
| Risk-weighted assets | 17,819,000 | 16,205,000 | 15,225,000 | 16,851,000 |