Call reports 2018
BANK OF HOUSTON, THE — 2018
What BANK OF HOUSTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,619,000 | 36,095,000 | 34,787,000 | 30,399,000 |
| Total loans | 15,491,000 | 15,292,000 | 14,529,000 | 13,852,000 |
| Allowance for loan losses | 467,000 | 467,000 | 467,000 | 467,000 |
| Securities available for sale | 7,790,000 | 7,434,000 | 7,057,000 | 6,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,005,000 | 33,565,000 | 32,415,000 | 28,156,000 |
| Interest-bearing deposits | 28,802,000 | 28,541,000 | 27,760,000 | 23,138,000 |
| Noninterest-bearing deposits | 5,203,000 | 5,024,000 | 4,655,000 | 5,018,000 |
| Equity capital | 2,573,000 | 2,484,000 | 2,320,000 | 2,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 572,000 | 859,000 | 1,139,000 |
| Interest expense | 8,000 | 15,000 | 22,000 | 28,000 |
| Net interest income | 275,000 | 557,000 | 837,000 | 1,111,000 |
| Noninterest income | 64,000 | 121,000 | 189,000 | 254,000 |
| Noninterest expense | 429,000 | 847,000 | 1,340,000 | 1,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -90,000 | -169,000 | -314,000 | -497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -169,000 | -314,000 | -497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,757,000 | 2,678,000 | 2,533,000 | 2,350,000 |
| Total capital | 3,026,000 | 2,952,000 | 2,790,000 | 2,581,000 |
| Risk-weighted assets | 21,374,000 | 21,736,000 | 20,426,000 | 18,269,000 |