Call reports 2016
BANK OF HOUSTON, THE — 2016
What BANK OF HOUSTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,966,000 | 41,244,000 | 41,936,000 | 37,035,000 |
| Total loans | 18,831,000 | 18,037,000 | 17,457,000 | 16,777,000 |
| Allowance for loan losses | 631,000 | 595,000 | 576,000 | 427,000 |
| Securities available for sale | 12,912,000 | 12,304,000 | 11,748,000 | 12,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,039,000 | 37,339,000 | 38,133,000 | 33,948,000 |
| Interest-bearing deposits | 32,182,000 | 30,729,000 | 31,722,000 | 28,881,000 |
| Noninterest-bearing deposits | 5,857,000 | 6,610,000 | 6,411,000 | 5,067,000 |
| Equity capital | 3,861,000 | 3,831,000 | 3,724,000 | 3,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 635,000 | 927,000 | 1,213,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 47,000 |
| Net interest income | 320,000 | 611,000 | 891,000 | 1,166,000 |
| Noninterest income | 51,000 | 114,000 | 172,000 | 250,000 |
| Noninterest expense | 379,000 | 772,000 | 1,226,000 | 1,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 285,000 |
| Pretax income | -8,000 | -47,000 | -163,000 | -527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -47,000 | -163,000 | -527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,792,000 | 3,753,000 | 3,637,000 | 3,174,000 |
| Total capital | 4,104,000 | 4,061,000 | 3,943,000 | 3,451,000 |
| Risk-weighted assets | 24,641,000 | 24,370,000 | 24,238,000 | 22,085,000 |