Call reports 2015
BANK OF HOUSTON, THE — 2015
What BANK OF HOUSTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,842,000 | 42,807,000 | 41,645,000 | 41,786,000 |
| Total loans | 18,720,000 | 19,825,000 | 19,309,000 | 19,352,000 |
| Allowance for loan losses | 650,000 | 651,000 | 648,000 | 633,000 |
| Securities available for sale | 16,342,000 | 15,014,000 | 14,754,000 | 13,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,646,000 | 38,810,000 | 37,574,000 | 37,964,000 |
| Interest-bearing deposits | 33,989,000 | 33,286,000 | 31,666,000 | 31,590,000 |
| Noninterest-bearing deposits | 5,657,000 | 5,524,000 | 5,908,000 | 6,374,000 |
| Equity capital | 4,139,000 | 3,943,000 | 4,014,000 | 3,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 615,000 | 942,000 | 1,261,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 50,000 |
| Net interest income | 288,000 | 589,000 | 904,000 | 1,211,000 |
| Noninterest income | 53,000 | 95,000 | 174,000 | 254,000 |
| Noninterest expense | 413,000 | 866,000 | 1,242,000 | 1,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -72,000 | -182,000 | -164,000 | -296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -72,000 | -182,000 | -164,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,024,000 | 3,914,000 | 3,932,000 | 3,800,000 |
| Total capital | 4,330,000 | 4,241,000 | 4,256,000 | 4,123,000 |
| Risk-weighted assets | 24,186,000 | 25,892,000 | 25,610,000 | 25,535,000 |