Call reports 2014
BANK OF HOUSTON, THE — 2014
What BANK OF HOUSTON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,525,000 | 44,188,000 | 42,791,000 | 43,545,000 |
| Total loans | 20,277,000 | 19,465,000 | 19,306,000 | 18,570,000 |
| Allowance for loan losses | 665,000 | 650,000 | 650,000 | 650,000 |
| Securities available for sale | 14,309,000 | 15,386,000 | 14,980,000 | 15,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,924,000 | 39,772,000 | 38,537,000 | 39,354,000 |
| Interest-bearing deposits | 35,076,000 | 34,513,000 | 33,521,000 | 33,427,000 |
| Noninterest-bearing deposits | 4,848,000 | 5,259,000 | 5,016,000 | 5,927,000 |
| Equity capital | 4,546,000 | 4,360,000 | 4,197,000 | 4,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 674,000 | 990,000 | 1,323,000 |
| Interest expense | 28,000 | 56,000 | 79,000 | 96,000 |
| Net interest income | 308,000 | 618,000 | 911,000 | 1,227,000 |
| Noninterest income | 55,000 | 121,000 | 147,000 | 213,000 |
| Noninterest expense | 460,000 | 870,000 | 1,323,000 | 1,808,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | -97,000 | -331,000 | -465,000 | -568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -97,000 | -331,000 | -465,000 | -568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,570,000 | 4,336,000 | 4,195,000 | 4,096,000 |
| Total capital | 4,894,000 | 4,648,000 | 4,499,000 | 4,399,000 |
| Risk-weighted assets | 25,593,000 | 24,625,000 | 24,268,000 | 23,907,000 |