Call reports 2013
BANK OF HOUSTON, THE — 2013
What BANK OF HOUSTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,671,000 | 43,680,000 | 43,400,000 | 44,085,000 |
| Total loans | 25,424,000 | 22,837,000 | 21,546,000 | 20,704,000 |
| Allowance for loan losses | 990,000 | 733,000 | 733,000 | 671,000 |
| Securities available for sale | 10,406,000 | 11,336,000 | 11,971,000 | 13,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,599,000 | 38,793,000 | 38,589,000 | 39,409,000 |
| Interest-bearing deposits | 33,569,000 | 33,996,000 | 34,094,000 | 34,197,000 |
| Noninterest-bearing deposits | 4,030,000 | 4,797,000 | 4,495,000 | 5,212,000 |
| Equity capital | 4,722,000 | 4,820,000 | 4,728,000 | 4,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 781,000 | 1,096,000 | 1,439,000 |
| Interest expense | 47,000 | 96,000 | 141,000 | 173,000 |
| Net interest income | 346,000 | 685,000 | 955,000 | 1,266,000 |
| Noninterest income | 53,000 | 424,000 | 570,000 | 635,000 |
| Noninterest expense | 398,000 | 857,000 | 1,321,000 | 1,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 252,000 | 204,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 252,000 | 204,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,608,000 | 4,859,000 | 4,811,000 | 4,667,000 |
| Total capital | 4,975,000 | 5,203,000 | 5,141,000 | 4,992,000 |
| Risk-weighted assets | 28,767,000 | 27,157,000 | 26,025,000 | 25,616,000 |