Call reports 2012
BANK OF HOUSTON, THE — 2012
What BANK OF HOUSTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,807,000 | 45,033,000 | 44,046,000 | 42,592,000 |
| Total loans | 28,078,000 | 27,566,000 | 27,035,000 | 25,944,000 |
| Allowance for loan losses | 662,000 | 661,000 | 1,013,000 | 1,013,000 |
| Securities available for sale | 12,127,000 | 11,588,000 | 11,488,000 | 9,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,230,000 | 39,442,000 | 38,803,000 | 37,519,000 |
| Interest-bearing deposits | 35,685,000 | 34,797,000 | 34,558,000 | 32,806,000 |
| Noninterest-bearing deposits | 4,545,000 | 4,645,000 | 4,245,000 | 4,713,000 |
| Equity capital | 5,164,000 | 5,238,000 | 4,887,000 | 4,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 894,000 | 1,329,000 | 1,741,000 |
| Interest expense | 65,000 | 127,000 | 179,000 | 228,000 |
| Net interest income | 423,000 | 767,000 | 1,150,000 | 1,513,000 |
| Noninterest income | 56,000 | 172,000 | 275,000 | 318,000 |
| Noninterest expense | 407,000 | 817,000 | 1,278,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 375,000 | 375,000 |
| Pretax income | 72,000 | 122,000 | -228,000 | -356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 122,000 | -228,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,032,000 | 5,082,000 | 4,732,000 | 4,596,000 |
| Total capital | 5,426,000 | 5,468,000 | 5,113,000 | 4,965,000 |
| Risk-weighted assets | 31,224,000 | 30,642,000 | 29,860,000 | 28,880,000 |