Call reports 2011
BANK OF HOUSTON, THE — 2011
What BANK OF HOUSTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,430,000 | 46,449,000 | 46,543,000 | 45,666,000 |
| Total loans | 30,700,000 | 29,860,000 | 29,766,000 | 29,023,000 |
| Allowance for loan losses | 656,000 | 659,000 | 662,000 | 665,000 |
| Securities available for sale | 6,085,000 | 7,150,000 | 10,239,000 | 11,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,041,000 | 40,785,000 | 40,926,000 | 40,149,000 |
| Interest-bearing deposits | 35,602,000 | 36,700,000 | 36,808,000 | 35,845,000 |
| Noninterest-bearing deposits | 4,439,000 | 4,085,000 | 4,118,000 | 4,304,000 |
| Equity capital | 4,922,000 | 5,212,000 | 5,179,000 | 5,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 950,000 | 1,436,000 | 1,963,000 |
| Interest expense | 104,000 | 209,000 | 301,000 | 378,000 |
| Net interest income | 367,000 | 741,000 | 1,135,000 | 1,585,000 |
| Noninterest income | 38,000 | 333,000 | 361,000 | 554,000 |
| Noninterest expense | 388,000 | 777,000 | 1,201,000 | 1,893,000 |
| Provision for loan losses | 275,000 | 275,000 | 405,000 | 405,000 |
| Pretax income | -258,000 | 22,000 | -110,000 | -159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -258,000 | 22,000 | -110,000 | -159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,853,000 | 5,133,000 | 5,002,000 | 4,952,000 |
| Total capital | 5,268,000 | 5,543,000 | 5,414,000 | 5,356,000 |
| Risk-weighted assets | 32,990,000 | 32,581,000 | 32,713,000 | 32,016,000 |