Call reports 2010
BANK OF HOUSTON, THE — 2010
What BANK OF HOUSTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,696,000 | 46,246,000 | 45,058,000 | 45,062,000 |
| Total loans | 31,991,000 | 31,876,000 | 31,826,000 | 32,246,000 |
| Allowance for loan losses | 513,000 | 514,000 | 517,000 | 515,000 |
| Securities available for sale | 7,521,000 | 6,954,000 | 6,654,000 | 6,057,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,753,000 | 40,351,000 | 39,309,000 | 39,404,000 |
| Interest-bearing deposits | 36,061,000 | 36,285,000 | 34,601,000 | 34,886,000 |
| Noninterest-bearing deposits | 4,692,000 | 4,066,000 | 4,708,000 | 4,518,000 |
| Equity capital | 5,446,000 | 5,399,000 | 5,273,000 | 5,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,029,000 | 1,534,000 | 1,994,000 |
| Interest expense | 133,000 | 261,000 | 378,000 | 488,000 |
| Net interest income | 384,000 | 768,000 | 1,156,000 | 1,506,000 |
| Noninterest income | 32,000 | 65,000 | 109,000 | 258,000 |
| Noninterest expense | 479,000 | 972,000 | 1,528,000 | 2,010,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 136,000 |
| Pretax income | -123,000 | -199,000 | -323,000 | -382,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -199,000 | -323,000 | -382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,370,000 | 5,294,000 | 5,171,000 | 5,111,000 |
| Total capital | 5,807,000 | 5,727,000 | 5,597,000 | 5,539,000 |
| Risk-weighted assets | 34,878,000 | 34,594,000 | 33,972,000 | 34,274,000 |