Call reports 2009
BANK OF HOUSTON, THE — 2009
What BANK OF HOUSTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,932,000 | 47,450,000 | 46,323,000 | 46,773,000 |
| Total loans | 31,913,000 | 31,718,000 | 32,204,000 | 31,911,000 |
| Allowance for loan losses | 438,000 | 261,000 | 243,000 | 451,000 |
| Securities available for sale | 7,733,000 | 7,747,000 | 7,727,000 | 7,690,000 |
| Securities held to maturity | 75,000 | 75,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,385,000 | 40,929,000 | 39,835,000 | 40,678,000 |
| Interest-bearing deposits | 35,663,000 | 35,994,000 | 34,884,000 | 35,670,000 |
| Noninterest-bearing deposits | 4,722,000 | 4,935,000 | 4,951,000 | 5,008,000 |
| Equity capital | 5,989,000 | 5,950,000 | 5,956,000 | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,033,000 | 1,543,000 | 2,106,000 |
| Interest expense | 186,000 | 377,000 | 544,000 | 689,000 |
| Net interest income | 348,000 | 656,000 | 999,000 | 1,417,000 |
| Noninterest income | 38,000 | 67,000 | 102,000 | 176,000 |
| Noninterest expense | 319,000 | 700,000 | 1,019,000 | 1,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 205,000 |
| Pretax income | 67,000 | 23,000 | 82,000 | -292,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 65,000 | 21,000 | 80,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 5,808,000 | 5,867,000 | 5,493,000 |
| Total capital | 6,277,000 | 6,069,000 | 6,110,000 | 5,926,000 |
| Risk-weighted assets | 33,997,000 | 34,425,000 | 34,675,000 | 34,614,000 |