Call reports 2005
BANK OF HOUSTON, THE — 2005
What BANK OF HOUSTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,212,000 | 50,881,000 | 49,875,000 | 50,679,000 |
| Total loans | 29,555,000 | 28,949,000 | 29,997,000 | 29,754,000 |
| Allowance for loan losses | 450,000 | 451,000 | 450,000 | 450,000 |
| Securities available for sale | 12,612,000 | 11,333,000 | 11,734,000 | 12,675,000 |
| Securities held to maturity | 415,000 | 415,000 | 415,000 | 415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,174,000 | 45,169,000 | 44,013,000 | 44,677,000 |
| Interest-bearing deposits | 40,356,000 | 38,795,000 | 38,415,000 | 39,246,000 |
| Noninterest-bearing deposits | 5,818,000 | 6,374,000 | 5,598,000 | 5,431,000 |
| Equity capital | 5,955,000 | 5,625,000 | 5,782,000 | 5,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,229,000 | 1,858,000 | 2,507,000 |
| Interest expense | 168,000 | 355,000 | 550,000 | 751,000 |
| Net interest income | 442,000 | 874,000 | 1,308,000 | 1,756,000 |
| Noninterest income | 26,000 | 47,000 | 232,000 | 266,000 |
| Noninterest expense | 333,000 | 1,162,000 | 1,598,000 | 1,987,000 |
| Provision for loan losses | 117,000 | 117,000 | 118,000 | 121,000 |
| Pretax income | 18,000 | -356,000 | -174,000 | -84,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 13,000 | -361,000 | -179,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,112,000 | 5,738,000 | 5,920,000 | 5,536,000 |
| Total capital | 6,525,000 | 6,144,000 | 6,333,000 | 5,947,000 |
| Risk-weighted assets | 32,992,000 | 32,431,000 | 32,991,000 | 32,839,000 |
Machine access — free, no API key
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