Call reports 2003
BANK OF HOUSTON, THE — 2003
What BANK OF HOUSTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,062,000 | 52,267,000 | 51,063,000 | 52,464,000 |
| Total loans | 29,451,000 | 29,815,000 | 29,159,000 | 28,555,000 |
| Allowance for loan losses | 464,000 | 465,000 | 458,000 | 450,000 |
| Securities available for sale | 10,097,000 | 8,865,000 | 9,325,000 | 9,812,000 |
| Securities held to maturity | 190,000 | 529,000 | 530,000 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,654,000 | 43,739,000 | 43,894,000 | 45,198,000 |
| Interest-bearing deposits | 39,701,000 | 39,860,000 | 39,426,000 | 40,366,000 |
| Noninterest-bearing deposits | 3,953,000 | 3,879,000 | 4,468,000 | 4,832,000 |
| Equity capital | 8,306,000 | 8,434,000 | 7,086,000 | 7,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,246,000 | 1,854,000 | 2,508,000 |
| Interest expense | 203,000 | 393,000 | 562,000 | 727,000 |
| Net interest income | 412,000 | 853,000 | 1,292,000 | 1,781,000 |
| Noninterest income | 19,000 | 36,000 | 56,000 | 278,000 |
| Noninterest expense | 295,000 | 626,000 | 944,000 | 1,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 104,000 |
| Pretax income | 137,000 | 264,000 | 405,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 264,000 | 405,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,192,000 | 6,933,000 | 7,070,000 |
| Total capital | 8,467,000 | 8,596,000 | 7,333,000 | 7,465,000 |
| Risk-weighted assets | 32,085,000 | 32,273,000 | 31,957,000 | 31,581,000 |
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