Call reports 2025
CENTURY BANK — 2025
What CENTURY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 546,723,000 | 551,375,000 | 550,820,000 | 551,719,000 |
| Total loans | 371,976,000 | 366,023,000 | 361,102,000 | 383,262,000 |
| Allowance for loan losses | 5,203,000 | 5,254,000 | 5,242,000 | 5,212,000 |
| Securities available for sale | 111,205,000 | 117,324,000 | 120,581,000 | 121,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,327,000 | 500,239,000 | 496,322,000 | 497,317,000 |
| Interest-bearing deposits | 336,171,000 | 336,960,000 | 330,537,000 | 332,659,000 |
| Noninterest-bearing deposits | 161,156,000 | 163,279,000 | 165,785,000 | 164,658,000 |
| Equity capital | 43,893,000 | 45,655,000 | 48,999,000 | 49,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,222,000 | 14,848,000 | 22,473,000 | 30,287,000 |
| Interest expense | 2,299,000 | 4,573,000 | 6,757,000 | 8,821,000 |
| Net interest income | 4,923,000 | 10,275,000 | 15,716,000 | 21,466,000 |
| Noninterest income | 1,074,000 | 2,149,000 | 3,243,000 | 4,340,000 |
| Noninterest expense | 4,232,000 | 8,514,000 | 12,910,000 | 17,795,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,688,000 | 3,748,000 | 5,816,000 | 7,732,000 |
| Income tax | 400,000 | 914,000 | 1,380,000 | 1,586,000 |
| Net income | 1,288,000 | 2,834,000 | 4,436,000 | 6,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,112,000 | 53,607,000 | 54,960,000 | 55,169,000 |