Call reports 2020
CENTURY BANK — 2020
What CENTURY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 348,366,000 | 401,028,000 | 421,543,000 | 423,388,000 |
| Total loans | 224,518,000 | 251,099,000 | 258,438,000 | 254,571,000 |
| Allowance for loan losses | 3,150,000 | 3,406,000 | 3,466,000 | 4,152,000 |
| Securities available for sale | 76,810,000 | 98,465,000 | 107,244,000 | 105,978,000 |
| Securities held to maturity | 22,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,398,000 | 337,618,000 | 357,105,000 | 360,329,000 |
| Interest-bearing deposits | 184,152,000 | 207,250,000 | 226,358,000 | 215,428,000 |
| Noninterest-bearing deposits | 104,246,000 | 130,368,000 | 130,747,000 | 144,901,000 |
| Equity capital | 35,711,000 | 38,239,000 | 39,536,000 | 39,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,842,000 | 7,604,000 | 11,489,000 | 15,975,000 |
| Interest expense | 673,000 | 1,149,000 | 1,622,000 | 2,048,000 |
| Net interest income | 3,169,000 | 6,455,000 | 9,867,000 | 13,927,000 |
| Noninterest income | 930,000 | 2,011,000 | 2,931,000 | 3,870,000 |
| Noninterest expense | 2,944,000 | 6,085,000 | 9,124,000 | 12,395,000 |
| Provision for loan losses | 125,000 | 500,000 | 575,000 | 1,287,000 |
| Pretax income | 1,178,000 | 2,315,000 | 3,549,000 | 4,611,000 |
| Income tax | 260,000 | 510,000 | 785,000 | 895,000 |
| Net income | 918,000 | 1,805,000 | 2,764,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,734,000 | 37,576,000 | 38,485,000 | 38,277,000 |