Call reports 2019
CENTURY BANK — 2019
What CENTURY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,013,000 | 330,312,000 | 330,680,000 | 333,115,000 |
| Total loans | 213,755,000 | 218,125,000 | 220,667,000 | 224,564,000 |
| Allowance for loan losses | 3,314,000 | 3,283,000 | 3,323,000 | 3,302,000 |
| Securities available for sale | 67,433,000 | 67,625,000 | 71,592,000 | 72,835,000 |
| Securities held to maturity | 48,000 | 41,000 | 35,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,153,000 | 277,333,000 | 276,411,000 | 274,400,000 |
| Interest-bearing deposits | 175,559,000 | 178,719,000 | 177,142,000 | 175,481,000 |
| Noninterest-bearing deposits | 93,594,000 | 98,614,000 | 99,269,000 | 98,919,000 |
| Equity capital | 34,152,000 | 35,616,000 | 36,733,000 | 36,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,602,000 | 7,290,000 | 11,150,000 | 15,023,000 |
| Interest expense | 547,000 | 1,113,000 | 1,756,000 | 2,327,000 |
| Net interest income | 3,055,000 | 6,177,000 | 9,394,000 | 12,696,000 |
| Noninterest income | 892,000 | 1,761,000 | 2,698,000 | 4,091,000 |
| Noninterest expense | 2,844,000 | 5,643,000 | 8,532,000 | 12,152,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 325,000 |
| Pretax income | 1,032,000 | 2,151,000 | 3,359,000 | 4,338,000 |
| Income tax | 210,000 | 446,000 | 710,000 | 767,000 |
| Net income | 822,000 | 1,705,000 | 2,649,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,572,000 | 35,385,000 | 36,259,000 | 35,896,000 |
| Total capital | 37,556,000 | 38,429,000 | 39,332,000 | 39,035,000 |
| Risk-weighted assets | 238,460,000 | 243,341,000 | 245,596,000 | 250,972,000 |