Call reports 2018
CENTURY BANK — 2018
What CENTURY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 301,293,000 | 308,777,000 | 316,574,000 | 312,996,000 |
| Total loans | 201,230,000 | 208,467,000 | 216,234,000 | 212,575,000 |
| Allowance for loan losses | 3,041,000 | 3,050,000 | 3,100,000 | 3,308,000 |
| Securities available for sale | 66,080,000 | 66,457,000 | 65,203,000 | 65,477,000 |
| Securities held to maturity | 80,000 | 70,000 | 62,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,161,000 | 250,318,000 | 254,161,000 | 256,364,000 |
| Interest-bearing deposits | 158,824,000 | 156,638,000 | 164,651,000 | 168,154,000 |
| Noninterest-bearing deposits | 89,337,000 | 93,680,000 | 89,510,000 | 88,210,000 |
| Equity capital | 31,046,000 | 31,725,000 | 32,193,000 | 32,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,311,000 | 6,681,000 | 10,181,000 | 13,808,000 |
| Interest expense | 369,000 | 758,000 | 1,226,000 | 1,758,000 |
| Net interest income | 2,942,000 | 5,923,000 | 8,955,000 | 12,050,000 |
| Noninterest income | 777,000 | 1,656,000 | 2,447,000 | 3,809,000 |
| Noninterest expense | 2,689,000 | 5,349,000 | 7,962,000 | 10,932,000 |
| Provision for loan losses | 66,000 | 135,000 | 210,000 | 498,000 |
| Pretax income | 1,032,000 | 2,140,000 | 3,275,000 | 4,355,000 |
| Income tax | 213,000 | 444,000 | 682,000 | 924,000 |
| Net income | 819,000 | 1,696,000 | 2,593,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,457,000 | 33,263,000 | 34,105,000 | 33,789,000 |
| Total capital | 35,276,000 | 36,166,000 | 37,082,000 | 36,737,000 |
| Risk-weighted assets | 225,363,000 | 232,147,000 | 238,110,000 | 235,512,000 |