Call reports 2016
CENTURY BANK — 2016
What CENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 265,873,000 | 268,289,000 | 277,224,000 | 275,619,000 |
| Total loans | 184,804,000 | 181,658,000 | 187,031,000 | 189,895,000 |
| Allowance for loan losses | 2,908,000 | 2,886,000 | 2,845,000 | 2,888,000 |
| Securities available for sale | 48,775,000 | 52,677,000 | 55,483,000 | 54,253,000 |
| Securities held to maturity | 162,000 | 150,000 | 139,000 | 128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,857,000 | 223,640,000 | 227,010,000 | 225,722,000 |
| Interest-bearing deposits | 145,175,000 | 148,326,000 | 149,151,000 | 148,894,000 |
| Noninterest-bearing deposits | 76,682,000 | 75,314,000 | 77,859,000 | 76,828,000 |
| Equity capital | 29,690,000 | 30,494,000 | 30,978,000 | 29,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,934,000 | 8,976,000 | 12,022,000 |
| Interest expense | 233,000 | 457,000 | 689,000 | 923,000 |
| Net interest income | 2,747,000 | 5,477,000 | 8,287,000 | 11,099,000 |
| Noninterest income | 744,000 | 1,517,000 | 2,326,000 | 3,060,000 |
| Noninterest expense | 2,621,000 | 5,233,000 | 7,910,000 | 10,503,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 806,000 | 1,632,000 | 2,508,000 | 3,400,000 |
| Income tax | 233,000 | 481,000 | 734,000 | 1,003,000 |
| Net income | 573,000 | 1,151,000 | 1,774,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,507,000 | 30,040,000 | 30,617,000 | 30,406,000 |
| Total capital | 32,106,000 | 32,600,000 | 33,262,000 | 33,080,000 |
| Risk-weighted assets | 207,660,000 | 204,544,000 | 211,412,000 | 213,729,000 |