Call reports 2015
CENTURY BANK — 2015
What CENTURY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,399,000 | 258,537,000 | 259,609,000 | 266,203,000 |
| Total loans | 168,991,000 | 170,115,000 | 174,237,000 | 180,616,000 |
| Allowance for loan losses | 2,815,000 | 2,829,000 | 2,847,000 | 2,921,000 |
| Securities available for sale | 49,159,000 | 53,776,000 | 51,990,000 | 50,924,000 |
| Securities held to maturity | 208,000 | 197,000 | 185,000 | 172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,816,000 | 215,608,000 | 212,911,000 | 223,062,000 |
| Interest-bearing deposits | 141,285,000 | 144,160,000 | 141,879,000 | 145,901,000 |
| Noninterest-bearing deposits | 73,531,000 | 71,448,000 | 71,032,000 | 77,161,000 |
| Equity capital | 28,160,000 | 28,575,000 | 29,112,000 | 28,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,597,000 | 8,494,000 | 11,438,000 |
| Interest expense | 233,000 | 476,000 | 722,000 | 957,000 |
| Net interest income | 2,590,000 | 5,121,000 | 7,772,000 | 10,481,000 |
| Noninterest income | 714,000 | 1,860,000 | 2,596,000 | 3,419,000 |
| Noninterest expense | 2,635,000 | 5,305,000 | 7,901,000 | 10,485,000 |
| Provision for loan losses | 44,000 | 110,000 | 176,000 | 242,000 |
| Pretax income | 641,000 | 1,579,000 | 2,711,000 | 3,556,000 |
| Income tax | 164,000 | 320,000 | 645,000 | 923,000 |
| Net income | 477,000 | 1,259,000 | 2,066,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,028,000 | 28,765,000 | 29,201,000 | 28,984,000 |
| Total capital | 30,465,000 | 31,210,000 | 31,706,000 | 31,543,000 |
| Risk-weighted assets | 194,606,000 | 195,287,000 | 200,061,000 | 204,436,000 |