Call reports 2013
CENTURY BANK — 2013
What CENTURY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 250,490,000 | 254,606,000 | 252,755,000 | 255,860,000 |
| Total loans | 145,057,000 | 151,583,000 | 151,956,000 | 159,077,000 |
| Allowance for loan losses | 2,050,000 | 2,445,000 | 2,573,000 | 2,865,000 |
| Securities available for sale | 67,150,000 | 65,595,000 | 65,985,000 | 64,069,000 |
| Securities held to maturity | 1,074,000 | 601,000 | 552,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,984,000 | 213,313,000 | 209,099,000 | 211,365,000 |
| Interest-bearing deposits | 139,417,000 | 145,478,000 | 142,081,000 | 144,662,000 |
| Noninterest-bearing deposits | 68,567,000 | 67,835,000 | 67,018,000 | 66,703,000 |
| Equity capital | 26,185,000 | 26,226,000 | 26,159,000 | 25,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,689,000 | 5,427,000 | 8,238,000 | 11,132,000 |
| Interest expense | 253,000 | 512,000 | 773,000 | 1,028,000 |
| Net interest income | 2,436,000 | 4,915,000 | 7,465,000 | 10,104,000 |
| Noninterest income | 797,000 | 2,134,000 | 3,035,000 | 3,827,000 |
| Noninterest expense | 2,478,000 | 4,943,000 | 7,527,000 | 9,874,000 |
| Provision for loan losses | 87,000 | 502,000 | 629,000 | 851,000 |
| Pretax income | 654,000 | 1,428,000 | 2,336,000 | 2,879,000 |
| Income tax | 167,000 | 381,000 | 638,000 | 785,000 |
| Net income | 487,000 | 1,047,000 | 1,698,000 | 2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,937,000 | 26,422,000 | 27,023,000 | 26,689,000 |
| Total capital | 27,987,000 | 28,723,000 | 29,332,000 | 29,085,000 |
| Risk-weighted assets | 181,042,000 | 183,933,000 | 184,478,000 | 191,275,000 |