Call reports 2012
CENTURY BANK — 2012
What CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,657,000 | 239,815,000 | 243,301,000 | 243,615,000 |
| Total loans | 131,342,000 | 131,510,000 | 133,028,000 | 139,801,000 |
| Allowance for loan losses | 2,055,000 | 2,081,000 | 1,990,000 | 2,147,000 |
| Securities available for sale | 62,325,000 | 70,640,000 | 72,676,000 | 70,396,000 |
| Securities held to maturity | 873,000 | 1,308,000 | 1,247,000 | 1,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,774,000 | 199,938,000 | 201,637,000 | 203,241,000 |
| Interest-bearing deposits | 140,682,000 | 137,354,000 | 138,599,000 | 139,986,000 |
| Noninterest-bearing deposits | 62,092,000 | 62,584,000 | 63,038,000 | 63,255,000 |
| Equity capital | 24,585,000 | 25,205,000 | 26,038,000 | 25,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,388,000 | 7,996,000 | 10,791,000 |
| Interest expense | 327,000 | 635,000 | 931,000 | 1,214,000 |
| Net interest income | 2,380,000 | 4,753,000 | 7,065,000 | 9,577,000 |
| Noninterest income | 845,000 | 1,744,000 | 2,589,000 | 3,440,000 |
| Noninterest expense | 2,361,000 | 4,917,000 | 7,319,000 | 9,874,000 |
| Provision for loan losses | 202,000 | 352,000 | 352,000 | 352,000 |
| Pretax income | 598,000 | 1,122,000 | 1,627,000 | 2,411,000 |
| Income tax | 137,000 | 248,000 | 371,000 | 581,000 |
| Net income | 461,000 | 874,000 | 1,256,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,042,000 | 25,399,000 | 25,712,000 | 25,500,000 |
| Total capital | 27,097,000 | 27,480,000 | 27,702,000 | 27,647,000 |
| Risk-weighted assets | 169,850,000 | 170,933,000 | 171,984,000 | 177,726,000 |