Call reports 2016
MISSION BANK — 2016
What MISSION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 489,604,000 | 525,453,000 | 521,632,000 | 530,252,000 |
| Total loans | 335,940,000 | 359,430,000 | 364,938,000 | 381,385,000 |
| Allowance for loan losses | 3,939,000 | 4,123,000 | 4,324,000 | 4,466,000 |
| Securities available for sale | 60,805,000 | 56,379,000 | 56,247,000 | 62,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,477,000 | 428,963,000 | 433,579,000 | 461,082,000 |
| Interest-bearing deposits | 208,460,000 | 200,402,000 | 188,912,000 | 213,239,000 |
| Noninterest-bearing deposits | 235,017,000 | 228,561,000 | 244,667,000 | 247,843,000 |
| Equity capital | 42,786,000 | 44,284,000 | 45,596,000 | 46,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,503,000 | 9,117,000 | 13,708,000 | 18,538,000 |
| Interest expense | 90,000 | 196,000 | 326,000 | 455,000 |
| Net interest income | 4,413,000 | 8,921,000 | 13,382,000 | 18,083,000 |
| Noninterest income | 886,000 | 2,045,000 | 3,213,000 | 4,117,000 |
| Noninterest expense | 3,236,000 | 6,492,000 | 9,729,000 | 13,291,000 |
| Provision for loan losses | 124,000 | 306,000 | 506,000 | 646,000 |
| Pretax income | 1,939,000 | 4,168,000 | 6,389,000 | 8,292,000 |
| Income tax | 797,000 | 1,694,000 | 2,588,000 | 3,349,000 |
| Net income | 1,142,000 | 2,474,000 | 3,801,000 | 4,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,381,000 | 43,769,000 | 45,154,000 | 46,349,000 |
| Total capital | 46,380,000 | 47,952,000 | 49,538,000 | 50,875,000 |
| Risk-weighted assets | 386,158,000 | 399,400,000 | 407,443,000 | 425,873,000 |