Call reports 2013
MISSION BANK — 2013
What MISSION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 377,048,000 | 360,023,000 | 390,305,000 | 399,835,000 |
| Total loans | 188,298,000 | 198,350,000 | 202,636,000 | 226,710,000 |
| Allowance for loan losses | 2,186,000 | 2,231,000 | 2,437,000 | 2,541,000 |
| Securities available for sale | 58,238,000 | 54,980,000 | 55,110,000 | 59,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,100,000 | 323,613,000 | 353,420,000 | 362,440,000 |
| Interest-bearing deposits | 173,068,000 | 162,236,000 | 169,775,000 | 172,760,000 |
| Noninterest-bearing deposits | 168,032,000 | 161,378,000 | 183,644,000 | 189,680,000 |
| Equity capital | 32,655,000 | 33,185,000 | 34,153,000 | 34,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 6,470,000 | 10,136,000 | 13,704,000 |
| Interest expense | 106,000 | 208,000 | 305,000 | 403,000 |
| Net interest income | 2,827,000 | 6,262,000 | 9,831,000 | 13,301,000 |
| Noninterest income | 602,000 | 1,576,000 | 2,434,000 | 3,238,000 |
| Noninterest expense | 2,814,000 | 5,960,000 | 8,985,000 | 12,119,000 |
| Provision for loan losses | 0 | 30,000 | 180,000 | 330,000 |
| Pretax income | 615,000 | 1,848,000 | 3,100,000 | 4,090,000 |
| Income tax | 268,000 | 754,000 | 1,273,000 | 1,695,000 |
| Net income | 347,000 | 1,094,000 | 1,827,000 | 2,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,674,000 | 32,455,000 | 33,254,000 | 33,912,000 |
| Total capital | 33,920,000 | 34,746,000 | 35,751,000 | 36,513,000 |
| Risk-weighted assets | 245,264,000 | 255,612,000 | 261,597,000 | 277,782,000 |