Call reports 2016
FIRST NATIONAL BANK OF SONORA, THE — 2016
What FIRST NATIONAL BANK OF SONORA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 332,994,000 | 328,004,000 | 334,673,000 | 346,962,000 |
| Total loans | 242,447,000 | 260,163,000 | 264,552,000 | 283,213,000 |
| Allowance for loan losses | 3,044,000 | 3,091,000 | 3,344,000 | 4,088,000 |
| Securities available for sale | 48,710,000 | 30,375,000 | 29,204,000 | 28,270,000 |
| Securities held to maturity | 36,000 | 34,000 | 33,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,506,000 | 284,890,000 | 291,312,000 | 303,625,000 |
| Interest-bearing deposits | 193,685,000 | 196,408,000 | 193,678,000 | 206,899,000 |
| Noninterest-bearing deposits | 96,821,000 | 88,482,000 | 97,634,000 | 96,726,000 |
| Equity capital | 34,445,000 | 34,663,000 | 34,862,000 | 34,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,482,000 | 7,115,000 | 10,969,000 | 14,972,000 |
| Interest expense | 198,000 | 403,000 | 604,000 | 857,000 |
| Net interest income | 3,284,000 | 6,712,000 | 10,365,000 | 14,115,000 |
| Noninterest income | 790,000 | 1,353,000 | 1,998,000 | 3,213,000 |
| Noninterest expense | 3,095,000 | 6,327,000 | 9,493,000 | 12,960,000 |
| Provision for loan losses | 74,000 | 300,000 | 600,000 | 1,400,000 |
| Pretax income | 905,000 | 1,481,000 | 2,313,000 | 3,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 1,481,000 | 2,313,000 | 3,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,748,000 | 32,896,000 | 33,129,000 | 33,627,000 |
| Total capital | 35,346,000 | 35,537,000 | 35,831,000 | 36,433,000 |
| Risk-weighted assets | 207,353,000 | 210,802,000 | 215,505,000 | 223,144,000 |