Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 345,755,000 | 345,170,000 |
| Total loans | 174,287,000 | 179,757,000 |
| Allowance for loan losses | 2,481,000 | 2,483,000 |
| Securities available for sale | 0 | 989,000 |
| Securities held to maturity | 102,573,000 | 97,878,000 |
| Trading assets | 0 | 0 |
| Total deposits | 281,640,000 | 280,855,000 |
| Interest-bearing deposits | 169,712,000 | 168,563,000 |
| Noninterest-bearing deposits | 111,928,000 | 112,293,000 |
| Equity capital | 38,481,000 | 38,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 3,285,000 | 6,594,000 |
| Interest expense | 263,000 | 524,000 |
| Net interest income | 3,022,000 | 6,070,000 |
| Noninterest income | 1,195,000 | 1,996,000 |
| Noninterest expense | 2,222,000 | 4,237,000 |
| Provision for loan losses | 1,000 | 1,000 |
| Pretax income | 1,994,000 | 3,828,000 |
| Income tax | 0 | 0 |
| Net income | 1,994,000 | 3,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 38,452,000 | 38,786,000 |
| Total capital | 40,731,000 | 41,119,000 |
| Risk-weighted assets | 182,038,000 | 186,422,000 |