Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,950,000 | 347,589,000 | 343,128,000 | 335,259,000 |
| Total loans | 217,113,000 | 209,776,000 | 197,395,000 | 186,088,000 |
| Allowance for loan losses | 2,332,000 | 2,504,000 | 2,478,000 | 2,479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,013,000 | 89,729,000 | 85,439,000 | 80,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,169,000 | 283,391,000 | 280,612,000 | 271,438,000 |
| Interest-bearing deposits | 172,279,000 | 179,300,000 | 176,736,000 | 165,709,000 |
| Noninterest-bearing deposits | 101,890,000 | 104,091,000 | 103,876,000 | 105,730,000 |
| Equity capital | 36,432,000 | 36,882,000 | 37,509,000 | 38,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,876,000 | 7,437,000 | 10,859,000 | 14,263,000 |
| Interest expense | 301,000 | 590,000 | 876,000 | 1,139,000 |
| Net interest income | 3,575,000 | 6,847,000 | 9,983,000 | 13,124,000 |
| Noninterest income | 1,467,000 | 2,714,000 | 3,909,000 | 5,194,000 |
| Noninterest expense | 2,246,000 | 4,739,000 | 6,923,000 | 9,331,000 |
| Provision for loan losses | 112,000 | 152,000 | 152,000 | 152,000 |
| Pretax income | 2,684,000 | 4,670,000 | 6,817,000 | 8,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,684,000 | 4,670,000 | 6,817,000 | 8,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,308,000 | 36,793,000 | 37,440,000 | 37,958,000 |
| Total capital | 38,747,000 | 39,404,000 | 39,944,000 | 40,283,000 |
| Risk-weighted assets | 218,418,000 | 210,995,000 | 200,288,000 | 185,701,000 |