Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 326,019,000 | 324,903,000 | 322,718,000 | 327,660,000 |
| Total loans | 201,444,000 | 205,081,000 | 210,622,000 | 214,223,000 |
| Allowance for loan losses | 2,356,000 | 2,409,000 | 2,465,000 | 2,169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,407,000 | 80,480,000 | 80,426,000 | 77,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,354,000 | 275,326,000 | 263,946,000 | 267,434,000 |
| Interest-bearing deposits | 184,261,000 | 178,885,000 | 173,735,000 | 171,788,000 |
| Noninterest-bearing deposits | 93,093,000 | 96,441,000 | 90,210,000 | 95,646,000 |
| Equity capital | 33,466,000 | 34,341,000 | 35,029,000 | 35,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,181,000 | 10,700,000 | 14,390,000 |
| Interest expense | 314,000 | 625,000 | 923,000 | 1,225,000 |
| Net interest income | 3,406,000 | 6,556,000 | 9,777,000 | 13,165,000 |
| Noninterest income | 1,226,000 | 2,744,000 | 4,066,000 | 5,306,000 |
| Noninterest expense | 2,177,000 | 4,660,000 | 6,953,000 | 9,294,000 |
| Provision for loan losses | 62,000 | 122,000 | 183,000 | 125,000 |
| Pretax income | 2,393,000 | 4,518,000 | 6,707,000 | 9,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,393,000 | 4,518,000 | 6,707,000 | 9,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,466,000 | 34,341,000 | 35,029,000 | 35,499,000 |
| Total capital | 35,822,000 | 36,750,000 | 37,493,000 | 37,668,000 |
| Risk-weighted assets | 205,635,000 | 209,082,000 | 216,128,000 | 217,584,000 |