Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 319,720,000 | 320,569,000 | 322,223,000 | 323,036,000 |
| Total loans | 206,438,000 | 194,857,000 | 195,730,000 | 194,449,000 |
| Allowance for loan losses | 2,369,000 | 2,428,000 | 2,519,000 | 2,326,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 89,731,000 | 85,483,000 | 85,660,000 | 82,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,049,000 | 270,841,000 | 271,654,000 | 275,220,000 |
| Interest-bearing deposits | 182,461,000 | 178,976,000 | 180,846,000 | 182,901,000 |
| Noninterest-bearing deposits | 85,589,000 | 91,866,000 | 90,809,000 | 92,319,000 |
| Equity capital | 30,728,000 | 31,752,000 | 32,694,000 | 32,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,716,000 | 7,369,000 | 10,908,000 | 14,286,000 |
| Interest expense | 382,000 | 737,000 | 1,082,000 | 1,405,000 |
| Net interest income | 3,334,000 | 6,632,000 | 9,826,000 | 12,881,000 |
| Noninterest income | 1,011,000 | 2,380,000 | 3,594,000 | 4,623,000 |
| Noninterest expense | 1,944,000 | 4,276,000 | 6,399,000 | 8,539,000 |
| Provision for loan losses | 62,000 | 123,000 | 217,000 | 281,000 |
| Pretax income | 2,339,000 | 4,613,000 | 6,804,000 | 8,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,339,000 | 4,613,000 | 6,804,000 | 8,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,728,000 | 31,752,000 | 32,694,000 | 32,573,000 |
| Total capital | 33,097,000 | 34,180,000 | 35,189,000 | 34,899,000 |
| Risk-weighted assets | 209,451,000 | 197,940,000 | 199,477,000 | 198,322,000 |