Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 325,848,000 | 308,014,000 | 313,213,000 | 317,984,000 |
| Total loans | 193,918,000 | 195,042,000 | 190,804,000 | 190,166,000 |
| Allowance for loan losses | 2,034,000 | 2,234,000 | 2,241,000 | 2,308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,861,000 | 86,438,000 | 83,697,000 | 84,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,695,000 | 253,100,000 | 259,373,000 | 267,092,000 |
| Interest-bearing deposits | 229,428,000 | 214,013,000 | 215,290,000 | 219,950,000 |
| Noninterest-bearing deposits | 39,267,000 | 39,086,000 | 44,083,000 | 47,142,000 |
| Equity capital | 28,313,000 | 28,285,000 | 29,421,000 | 29,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,709,000 | 7,480,000 | 11,105,000 | 14,615,000 |
| Interest expense | 548,000 | 1,058,000 | 1,516,000 | 1,940,000 |
| Net interest income | 3,161,000 | 6,422,000 | 9,589,000 | 12,675,000 |
| Noninterest income | 948,000 | 1,972,000 | 3,229,000 | 4,533,000 |
| Noninterest expense | 2,293,000 | 4,564,000 | 6,782,000 | 8,730,000 |
| Provision for loan losses | 1,000 | 42,000 | 102,000 | 142,000 |
| Pretax income | 1,815,000 | 3,788,000 | 5,934,000 | 8,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,815,000 | 3,788,000 | 5,934,000 | 8,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,313,000 | 28,285,000 | 29,421,000 | 29,640,000 |
| Total capital | 30,347,000 | 30,519,000 | 31,662,000 | 31,948,000 |
| Risk-weighted assets | 201,890,000 | 203,619,000 | 200,209,000 | 194,666,000 |