Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 320,068,000 | 316,873,000 | 306,484,000 | 303,002,000 |
| Total loans | 193,619,000 | 198,922,000 | 200,480,000 | 199,097,000 |
| Allowance for loan losses | 2,118,000 | 2,267,000 | 2,265,000 | 2,034,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,364,000 | 75,744,000 | 77,299,000 | 76,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,284,000 | 258,771,000 | 247,747,000 | 247,671,000 |
| Interest-bearing deposits | 224,537,000 | 221,915,000 | 211,985,000 | 212,586,000 |
| Noninterest-bearing deposits | 36,746,000 | 36,856,000 | 35,762,000 | 35,086,000 |
| Equity capital | 25,693,000 | 25,471,000 | 26,110,000 | 26,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,506,000 | 11,206,000 | 14,922,000 |
| Interest expense | 689,000 | 1,357,000 | 1,986,000 | 2,568,000 |
| Net interest income | 3,069,000 | 6,149,000 | 9,220,000 | 12,354,000 |
| Noninterest income | 489,000 | 1,219,000 | 2,090,000 | 2,973,000 |
| Noninterest expense | 1,562,000 | 3,393,000 | 5,555,000 | 7,711,000 |
| Provision for loan losses | 153,000 | 304,000 | 405,000 | 478,000 |
| Pretax income | 1,843,000 | 3,671,000 | 5,350,000 | 7,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,843,000 | 3,671,000 | 5,350,000 | 7,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,693,000 | 25,471,000 | 26,110,000 | 26,497,000 |
| Total capital | 27,811,000 | 27,738,000 | 28,375,000 | 28,531,000 |
| Risk-weighted assets | 204,583,000 | 206,908,000 | 209,245,000 | 203,353,000 |