Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 309,695,000 | 305,818,000 | 294,110,000 | 306,613,000 |
| Total loans | 200,776,000 | 199,132,000 | 201,556,000 | 192,094,000 |
| Allowance for loan losses | 2,105,000 | 1,935,000 | 2,080,000 | 1,967,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,850,000 | 71,975,000 | 71,225,000 | 76,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,236,000 | 246,833,000 | 237,930,000 | 249,298,000 |
| Interest-bearing deposits | 220,616,000 | 214,598,000 | 207,591,000 | 215,760,000 |
| Noninterest-bearing deposits | 29,620,000 | 32,235,000 | 30,338,000 | 33,538,000 |
| Equity capital | 23,919,000 | 23,689,000 | 24,363,000 | 23,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 7,819,000 | 11,654,000 | 15,394,000 |
| Interest expense | 816,000 | 1,597,000 | 2,322,000 | 3,010,000 |
| Net interest income | 3,027,000 | 6,222,000 | 9,332,000 | 12,384,000 |
| Noninterest income | 534,000 | 1,126,000 | 1,689,000 | 2,255,000 |
| Noninterest expense | 1,557,000 | 3,214,000 | 4,958,000 | 7,031,000 |
| Provision for loan losses | 142,000 | 294,000 | 444,000 | 493,000 |
| Pretax income | 1,862,000 | 3,840,000 | 5,619,000 | 7,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,862,000 | 3,840,000 | 5,619,000 | 7,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,919,000 | 23,689,000 | 24,363,000 | 23,850,000 |
| Total capital | 26,024,000 | 25,624,000 | 26,443,000 | 25,817,000 |
| Risk-weighted assets | 210,031,000 | 210,260,000 | 212,265,000 | 203,891,000 |