Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 276,830,000 | 286,369,000 | 283,918,000 | 296,654,000 |
| Total loans | 170,636,000 | 178,161,000 | 187,873,000 | 202,804,000 |
| Allowance for loan losses | 1,760,000 | 1,756,000 | 1,827,000 | 1,962,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,895,000 | 77,401,000 | 71,740,000 | 67,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,157,000 | 230,301,000 | 226,250,000 | 238,745,000 |
| Interest-bearing deposits | 195,279,000 | 202,587,000 | 198,270,000 | 210,635,000 |
| Noninterest-bearing deposits | 24,877,000 | 27,713,000 | 27,980,000 | 28,109,000 |
| Equity capital | 21,171,000 | 20,667,000 | 21,190,000 | 22,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,696,000 | 7,431,000 | 11,344,000 | 15,279,000 |
| Interest expense | 1,077,000 | 2,146,000 | 3,111,000 | 3,997,000 |
| Net interest income | 2,619,000 | 5,285,000 | 8,233,000 | 11,282,000 |
| Noninterest income | 667,000 | 1,284,000 | 1,905,000 | 2,521,000 |
| Noninterest expense | 1,435,000 | 2,896,000 | 4,516,000 | 6,229,000 |
| Provision for loan losses | 79,000 | 154,000 | 230,000 | 405,000 |
| Pretax income | 1,772,000 | 3,519,000 | 5,392,000 | 7,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,772,000 | 3,519,000 | 5,392,000 | 7,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,171,000 | 20,667,000 | 21,190,000 | 22,057,000 |
| Total capital | 22,931,000 | 22,423,000 | 23,017,000 | 24,019,000 |
| Risk-weighted assets | 179,534,000 | 188,114,000 | 196,821,000 | 210,272,000 |