Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 249,653,000 | 249,154,000 | 261,211,000 | 266,553,000 |
| Total loans | 155,758,000 | 156,435,000 | 167,441,000 | 167,511,000 |
| Allowance for loan losses | 1,761,000 | 1,833,000 | 1,906,000 | 1,680,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,462,000 | 72,338,000 | 71,502,000 | 67,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,877,000 | 216,464,000 | 205,940,000 | 211,303,000 |
| Interest-bearing deposits | 198,411,000 | 196,957,000 | 184,227,000 | 190,220,000 |
| Noninterest-bearing deposits | 17,466,000 | 19,508,000 | 21,713,000 | 21,082,000 |
| Equity capital | 19,978,000 | 19,108,000 | 19,185,000 | 19,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,972,000 | 7,715,000 | 11,325,000 | 15,081,000 |
| Interest expense | 1,343,000 | 2,633,000 | 3,816,000 | 5,036,000 |
| Net interest income | 2,629,000 | 5,082,000 | 7,509,000 | 10,045,000 |
| Noninterest income | 482,000 | 1,093,000 | 1,774,000 | 2,441,000 |
| Noninterest expense | 1,518,000 | 2,966,000 | 4,631,000 | 6,447,000 |
| Provision for loan losses | 54,000 | 129,000 | 204,000 | 279,000 |
| Pretax income | 1,539,000 | 3,080,000 | 4,448,000 | 5,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,539,000 | 3,080,000 | 4,448,000 | 5,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,978,000 | 19,108,000 | 19,185,000 | 19,399,000 |
| Total capital | 21,739,000 | 20,941,000 | 21,091,000 | 21,079,000 |
| Risk-weighted assets | 166,103,000 | 166,120,000 | 175,565,000 | 178,651,000 |