Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 232,821,000 | 224,974,000 | 237,656,000 | 240,068,000 |
| Total loans | 150,667,000 | 154,068,000 | 148,476,000 | 144,545,000 |
| Allowance for loan losses | 1,989,000 | 1,988,000 | 1,987,000 | 1,686,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,800,000 | 53,420,000 | 54,139,000 | 58,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,781,000 | 199,924,000 | 212,348,000 | 215,934,000 |
| Interest-bearing deposits | 190,579,000 | 185,430,000 | 195,159,000 | 198,907,000 |
| Noninterest-bearing deposits | 16,202,000 | 14,494,000 | 17,189,000 | 17,028,000 |
| Equity capital | 20,056,000 | 19,054,000 | 19,206,000 | 18,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,215,000 | 8,470,000 | 12,775,000 | 16,912,000 |
| Interest expense | 1,280,000 | 2,657,000 | 4,113,000 | 5,571,000 |
| Net interest income | 2,935,000 | 5,813,000 | 8,662,000 | 11,341,000 |
| Noninterest income | 443,000 | 900,000 | 1,358,000 | 1,799,000 |
| Noninterest expense | 1,327,000 | 2,654,000 | 4,208,000 | 5,879,000 |
| Provision for loan losses | 4,000 | 4,000 | 5,000 | 5,000 |
| Pretax income | 2,047,000 | 4,055,000 | 5,807,000 | 7,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,047,000 | 4,055,000 | 5,807,000 | 7,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,056,000 | 19,054,000 | 19,206,000 | 18,438,000 |
| Total capital | 22,012,000 | 21,043,000 | 21,194,000 | 20,124,000 |
| Risk-weighted assets | 156,484,000 | 160,928,000 | 159,505,000 | 156,896,000 |