Call reports 2006
SYNERGY BANK, S.S.B. — 2006
What SYNERGY BANK, S.S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,862,000 | 78,306,000 | 86,276,000 | 87,668,000 |
| Total loans | 55,311,000 | 58,750,000 | 63,256,000 | 66,964,000 |
| Allowance for loan losses | 314,000 | 306,000 | 326,000 | 344,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,827,000 | 68,345,000 | 75,988,000 | 76,551,000 |
| Interest-bearing deposits | 55,674,000 | 56,496,000 | 61,638,000 | 66,085,000 |
| Noninterest-bearing deposits | 9,153,000 | 11,849,000 | 14,350,000 | 10,466,000 |
| Equity capital | 8,990,000 | 9,025,000 | 9,481,000 | 10,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,505,000 | 3,933,000 | 5,458,000 |
| Interest expense | 487,000 | 1,044,000 | 1,674,000 | 2,375,000 |
| Net interest income | 738,000 | 1,461,000 | 2,259,000 | 3,083,000 |
| Noninterest income | 1,797,000 | 2,445,000 | 2,503,000 | 2,575,000 |
| Noninterest expense | 2,390,000 | 3,702,000 | 4,455,000 | 5,279,000 |
| Provision for loan losses | 12,000 | 18,000 | 36,000 | 51,000 |
| Pretax income | 133,000 | 186,000 | 271,000 | 328,000 |
| Income tax | 45,000 | 63,000 | 92,000 | 111,000 |
| Net income | 88,000 | 123,000 | 179,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,620,000 | 6,674,000 | 7,543,000 | 8,350,000 |
| Total capital | 6,934,000 | 6,980,000 | 7,869,000 | 8,694,000 |
| Risk-weighted assets | 58,220,000 | 58,661,000 | 60,248,000 | 65,080,000 |
Machine access — free, no API key
Every figure shown here about SYNERGY BANK, S.S.B. — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.