Call reports 2005
SYNERGY BANK, S.S.B. — 2005
What SYNERGY BANK, S.S.B. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 85,076,000 | 93,091,000 | 84,449,000 | 75,927,000 |
| Total loans | 65,445,000 | 71,408,000 | 55,497,000 | 57,000,000 |
| Allowance for loan losses | 325,000 | 323,000 | 284,000 | 301,000 |
| Securities available for sale | 2,997,000 | 2,985,000 | 2,972,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,649,000 | 82,535,000 | 73,645,000 | 65,694,000 |
| Interest-bearing deposits | 69,440,000 | 67,429,000 | 64,816,000 | 56,630,000 |
| Noninterest-bearing deposits | 5,209,000 | 15,106,000 | 8,829,000 | 9,064,000 |
| Equity capital | 8,205,000 | 8,564,000 | 8,767,000 | 8,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,254,000 | 3,695,000 | 4,963,000 |
| Interest expense | 425,000 | 897,000 | 1,437,000 | 1,944,000 |
| Net interest income | 632,000 | 1,357,000 | 2,258,000 | 3,019,000 |
| Noninterest income | 4,361,000 | 8,927,000 | 14,251,000 | 18,559,000 |
| Noninterest expense | 4,718,000 | 9,761,000 | 15,641,000 | 20,483,000 |
| Provision for loan losses | 36,000 | 31,000 | 58,000 | 73,000 |
| Pretax income | 239,000 | 492,000 | 810,000 | 961,000 |
| Income tax | 81,000 | 167,000 | 275,000 | 326,000 |
| Net income | 158,000 | 325,000 | 535,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,534,000 | 5,976,000 | 6,283,000 | 6,488,000 |
| Total capital | 5,783,000 | 6,232,000 | 6,567,000 | 6,789,000 |
| Risk-weighted assets | 54,005,000 | 61,450,000 | 50,984,000 | 51,780,000 |
Machine access — free, no API key
Every figure shown here about SYNERGY BANK, S.S.B. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.