Call reports 2026
FIRST STATE BANK OF THE OZARKS — 2026
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 242,736,000 | 248,896,000 |
| Total loans | 173,006,000 | 177,100,000 |
| Allowance for loan losses | 1,765,000 | 1,867,000 |
| Securities available for sale | 37,083,000 | 36,007,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 215,077,000 | 220,842,000 |
| Interest-bearing deposits | 157,472,000 | 158,550,000 |
| Noninterest-bearing deposits | 57,605,000 | 62,292,000 |
| Equity capital | 18,959,000 | 19,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,460,000 | 7,111,000 |
| Interest expense | 1,044,000 | 2,137,000 |
| Net interest income | 2,416,000 | 4,974,000 |
| Noninterest income | 258,000 | 512,000 |
| Noninterest expense | 1,741,000 | 3,383,000 |
| Provision for loan losses | 200,000 | 300,000 |
| Pretax income | 733,000 | 1,803,000 |
| Income tax | 0 | 0 |
| Net income | 733,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,299,000 | 20,771,000 |
| Total capital | 22,124,000 | 22,699,000 |
| Risk-weighted assets | 176,113,000 | 178,499,000 |
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