Call reports 2023
FIRST STATE BANK OF THE OZARKS — 2023
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 213,148,000 | 210,816,000 | 206,894,000 | 209,148,000 |
| Total loans | 163,799,000 | 162,425,000 | 150,526,000 | 154,376,000 |
| Allowance for loan losses | 1,583,000 | 1,652,000 | 1,616,000 | 1,712,000 |
| Securities available for sale | 34,915,000 | 31,563,000 | 31,451,000 | 32,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,538,000 | 177,979,000 | 185,803,000 | 187,070,000 |
| Interest-bearing deposits | 117,166,000 | 112,615,000 | 116,256,000 | 121,864,000 |
| Noninterest-bearing deposits | 67,372,000 | 65,364,000 | 69,547,000 | 65,206,000 |
| Equity capital | 13,716,000 | 13,893,000 | 13,618,000 | 14,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,141,000 | 7,801,000 | 10,519,000 |
| Interest expense | 326,000 | 833,000 | 1,451,000 | 2,195,000 |
| Net interest income | 2,190,000 | 4,308,000 | 6,350,000 | 8,324,000 |
| Noninterest income | 224,000 | 460,000 | 697,000 | 941,000 |
| Noninterest expense | 1,492,000 | 3,021,000 | 4,503,000 | 5,937,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 275,000 |
| Pretax income | 922,000 | 1,672,000 | 2,394,000 | 3,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 922,000 | 1,672,000 | 2,394,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,891,000 | 17,062,000 | 17,063,000 | 17,303,000 |
| Total capital | 18,474,000 | 18,714,000 | 18,679,000 | 19,015,000 |
| Risk-weighted assets | 162,210,000 | 160,748,000 | 150,918,000 | 155,603,000 |
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