Call reports 2022
FIRST STATE BANK OF THE OZARKS — 2022
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 230,715,000 | 215,670,000 | 208,766,000 | 209,341,000 |
| Total loans | 141,039,000 | 147,421,000 | 151,675,000 | 157,826,000 |
| Allowance for loan losses | 1,372,000 | 1,439,000 | 1,515,000 | 1,505,000 |
| Securities available for sale | 35,438,000 | 38,622,000 | 37,538,000 | 37,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,052,000 | 195,924,000 | 189,241,000 | 189,268,000 |
| Interest-bearing deposits | 122,608,000 | 120,236,000 | 116,244,000 | 112,075,000 |
| Noninterest-bearing deposits | 82,444,000 | 75,688,000 | 72,997,000 | 77,193,000 |
| Equity capital | 13,983,000 | 12,677,000 | 12,865,000 | 13,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,775,000 | 5,988,000 | 8,368,000 |
| Interest expense | 118,000 | 234,000 | 364,000 | 565,000 |
| Net interest income | 1,725,000 | 3,541,000 | 5,624,000 | 7,803,000 |
| Noninterest income | 232,000 | 477,000 | 726,000 | 954,000 |
| Noninterest expense | 1,415,000 | 2,855,000 | 4,213,000 | 5,648,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 150,000 |
| Pretax income | 542,000 | 1,088,000 | 1,987,000 | 2,959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,088,000 | 1,987,000 | 2,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,748,000 | 15,919,000 | 16,443,000 | 17,024,000 |
| Total capital | 17,120,000 | 17,358,000 | 17,958,000 | 18,529,000 |
| Risk-weighted assets | 148,839,000 | 128,717,000 | 155,733,000 | 156,430,000 |